Are you starting work on your 2014 calendar-year budget?  When sharing it with your board of trustees or co-workers, you might want to add a "Draft" watermark to it, indicating it's a work in progress. 

But Excel 2010 doesn't let you easily insert a watermark, unlike Word 2010.  How can you do it?

There's a work-around:

Follow the step-by-step instructions at Mimic a watermark in Excel to find which of the two options work best for you.